Click to
9 STEPS 
TO 
BUYING A HOME


Phone: 251.649.1200
3958 Snow Road North, Suite I
Semmes, AL 36575
Fax: 251.649.1208

Contact Us

ARE YOU READY TO   BUY?

9 STEPS 
TO 
BUYING A HOME

Let us help you find the perfect home. We are members of Mobile & Baldwin County MLS and have the resources available to save you much time and money.  Gas is too expensive and your time is too valuable to spend it driving around looking for For Sale signs.  Below are basic steps to the buying process.  But first, you may like to begin by viewing our FEATURED HOMES?

Getting Pre-qualified

Getting pre-qualified is easy - literally a phone call. Just call your favorite lending institution and after giving your  lender some basic information, he/she can tell you how much you are able to spend for a home and answer many other financial questions. Don’t be afraid to “shop around” for the best interest rates.

Searching for Your Perfect Home

After you have an idea of what you'd like in your new home and your price range, it's time to begin your search. You may want to start off by searching for your home on the Internet. This will give you a general idea of what is available. But we hope you will contact Harmony Realty early in the process. Remember that we already know the neighborhoods and see many homes each week. After we talk we can conduct searches with your exact needs in mind.

Making an Offer

When we find your perfect home, we will help you structure an offer. This includes providing you with information on properties recently sold in the neighborhood so that we can understand the value of the home you're interested in.   Once an offer is accepted, we move forward towards closing the deal.   For your protection, we encourage you to have an inspection done on the home you are planning to purchase.  At this time, we can provide you with lists of home inspectors, appraisers, surveyors, etc. if necessary.

Closing

We will be with you throughout the period prior to closing and at closing itself. We work hard to make sure that everyone is doing their job to ensure a smooth process. If we run into problems we will alert you immediately and assist you in remedying them.  Having a knowlegable team of experts on your side working with you through every phase of the transaction lowers your risks and makes the entire buying experience  more pleasant.

Mortgage Payment Calculator

 You can calculate what your approximate monthly principal & interest payments would be by clicking on Mortgage Payment Calculator. All you need to know is the amount of the loan, the interest rate and length of time you will be making payments.

Mortgage Qualifier

Do you have your eye on a home but need a better idea how much your lending institution will loan you? This Mortgage Qualifier Calculator may prove helpful.

Amortizing Loan Calculator

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

 

* All information is believed accurate to the best of our ability. Prices are subject to change.

If you notice broken links or have trouble with this website, please contact webmaster@theharmonyteam.com

* All information is believed accurate to the best of our ability. Prices are subject to change.

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Harmony Realty specializes in real estate sales in Semmes, Wilmer, Eight Mile, Citronelle, West Mobile.
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The Port of Mobile on the Mobile River
USS Battleship
Bellingrat Gardens & Home
Southern Bell Riverboat Cruises
Mobile Bay Bears Baseball
Mobile Convention Center

Helpful Links:
Home Builders Association
Realtor.com
H.U.D.
Map Quest